You have a client or acquaintance looking to sell a business, buy a business, or raise capital

When you need a catalyst in guiding business owners to discover their personal values, goals and objectives, to ensure their end-in-mind objectives are met upon their business exit and/or transition

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Call when thinking of selling your business/company.

A financing solution is needed to support business initiatives around growth, investment, M&A, operational turnaround, ownership transition, capital structure, liquidity, and enterprise value.

There is a request for traditional debt financing, should it be fully secured/C&I or cash flow with an amortizing air ball or an ESOP loan.

You are looking for practical advice for a business sale or investment.

A client needs financial planning advice and wealth management as early as possible in a transaction, where they will have at least $5M in investable assets.

When you believe a client may benefit from a discussion on the value of life and or disability insurance to protect the value of the personal wealth and also of that of their business.

Your client cannot decide whether to sell,. transfer or wind down their business. I will help them decide, create a succession plan and get matched to the right advisors and buyers

You are buying or selling a business and require a Quality of Earnings analysis.

You or your clients to advice on P&C personal or commercial insurance. We help advise on the process of using insurance to protect assets.

You need a middle market M&A attorney

Phinney Caldwell Growth significantly improves performance in middle market companies. Our firm works closely with owner operators and families to help them design and execute plans that work

You or a client needs experienced deal counsel for middle market transactions.

You are a US business seeking to sell and are interested in tapping into our expertise regarding overseas buyers, or you are a non-US business looking to expand (including via M&A) into the US market

You are starting to think about your eventual transition from your business, but don't really have an understanding of the whole transition process and what your actual exit options are.

You are considering selling your company or have a client looking to sell

A valuation is needed.

....You have a trusted relationship who desires to divest his/her business and requires a competent, knowledgeable and transparent advisor to help navigate through the transaction

An entrepreneur needs help managing their investment portfolio and integrating it with other parts of their financial life (e.g. philanthropy, estate, tax, etc.)

Someone you know wants sound, objective advice on the value of and transition from their small business.

You've made an acquisition and are asking "Now what?" I work with CEOs and owners to grow their businesses by planning acquisitions and post-merger integrations to increase revenue and reduce costs.

Contact us before you sell your business to improve operations and EBITDA quickly without capital expenditures.

I help business owners and their advisor collaborate to achieve successful outcomes based upon each participants definition of success. Together we strive to help everyone's best next chapter.

There is any question regarding real estate or financing.

You are working with a business owner who is considering the sale of their company either immediately, or in the next 1-2 years.

Call me when you have a business in transition. I provide real solutions as a fractional CEO, operational CFO, experienced succession planner and as an operating executive.

A member of the Top 100 accounting firms, and northern New England’s largest, we are a full-service accounting, assurance, and consulting firm, working with clients in the US and around the world.

You need corporate finance or merger/acquisition services

I help high net worth clients have a better relationship with their money. Call me when you are looking for multi-generational planning and financial coaching.

8 am -6 pm M-F

A business owner is struggling with poor earnings and cash flow. We help owners understand and use their financial reporting to improve profitability and cash flow.

You or your client wants to sell your business, buy a business, understand value, and or raise capital.

Call me when you want to sell your company, get a valuation of your company, learn about the sale process or need help making an acquisition.

When a business owner is interested in considering the sale of their business, wants to how the M&A process works, and how to increase the value of the company between now and a liquidity event.

Call me when a client needs GAAP Financials.

You need help to understand your cash flow, establish and measure key indicators of performance or stage your operation for the rigor of a due diligence review or to perform a due diligence review.

You (or someone you know) are in need of assistance in planning for, and executing on your/their own personal & family exit from the ownership of a closely-held-business

Sell-Side M&A Advisor focuses exclusively on achieving maximum valuations for private and family-owned companies in a sale or recapitalization of the businesses valued between $20 - $200 million.

You have a client who is in need of sophisticated corporate legal advice and representation for a VC financing, Private Equity recap, and/or M&A event.

Legal Services are needed.

I focus on assisting the private equity and family office community through my insurance expertise. I support transactions, fundraising, and help the ecosystem source deals.

You are the CEO/President/Primary Stockholder/Family Ownership Leader rethinking your exit strategy ahead of all of the others.I am the trusted advisor CEOs talk to before they talk to anyone else.

When you are raising capital, selling your business, adding a partner or contemplating any other type of transaction.

A client needs to know the value of what they have and the logic that drives the number.

We provide consultative services that help HNW individuals, business owners and their trusted advisors with the real estate component of their investment portfolios and/or their business.

You are a business owner in need of personal financial clarity, some unique lending strategies, looking for sophisticated business and personal retirement planning.

You are considering selling your company, now or in the future. We work with private companies in the lower mid-market.

When you need bank financing for working capital, business expansion and commercial building acquisitions.

Fractional Human Captal Advisory Services: Organizational and Talent Assessment, Succession Planning, Salesforce Effectiveness, Leadership Development, Employee Engagement/Retention.

A successful entrepreneur or business owner is thinking about a transition or sale and needs to know the implications and best strategy from the personal and family perspective.

You want to understand how your life insurance is working

A mature business owner needs help quantifying what the value of their business means to them and their family and developing a transition strategy around that need.

You know a business owner looking to grow or transition ownership of their company or a real estate investor with a project.

When in need of financial, accounting or tax advisory services relating to either ongoing operations or succession planning.

You'd like to compare your costs to industry benchmarks. If we find you're paying more than you need to, we'll negotiate savings.

Whenever a shareholder in a privately-held business is looking for a liquidity event.

A potential sale of your company will not yield the proceeds you need; you need to increase your valuation and exit potential. Readiness for a sale requires improving profitability and growth.

Please call me when you are considering structuring a transaction and for strategic tax planning for individuals.

An insurance question arises and I will likely have the answer, solution or know someone who will!

A client is look to raise debt, either through our direct lending platform at Monroe Capital or wants to retain an advisor to raise the debt through Monroe Credit Advisors

We advise business owners and senior executives through all phases of their financial lives from growing a business to exiting.

Call me when conflict between business owners and their internal or external partners impedes company profitability or cultural cohesion.

Senior debt cash flow financing for sponsor backed M&A transactions

You need assistance with buy- or sell-side mergers or acquisitions, or assistance with venture capital financing.

You have a company that needs equity capital for a transition, liquidity for founders, management buying out the founders

I help business owners gain context around what value they need to get out of their business in a liquidity event to be able to accomplish everything they want to do in their personal life.

You need a clear professional message delivered with video production and high-quality photos.

You want to avoid having a deal blow up because the owner's mixed feelings surfaced in the form of seemingly irrational objections, concerns, or requests at the closing.

Valuation Advisory; Transition, Exit, Succession Planning; and Value Enhancement needs arise.

You are looking for an Exit Planning Advocate to be by your side during your exit and beyond.

A business is planning a significant transition.

A business owner is interested in joining a peer advisory group and/or business owner coaching.

You need an interim CFO, strategic planning advisory services, due diligence and M&A advisory services.

You have a need for financing above $1MM. I work as a General Industries Relationship Manager for TD Bank.

You need legal advice for a M&A transaction, debt financing, or other corporate transaction.

You are seeking financing to buy our sell a business.

A business owner's Trusted Advisor needs to develop a post-sale investment plan

There is an interest in learning more about Cambridge Trust. Specifically for Deposit Services, Treasury Management, Commercial Lending, Commercial Real Estate, Wealth Management and Personal Banking.

There is a business valuation need, for succession planning, ESOPs, 409A, or litigation support.

You are looking to develop a strategic plan to build the value of your business.

When you have a business client which could grow, or execute plans you have helped it develop if it only had additional capital.

Your clients are contemplating selling their business and are Are unsure whether the proceeds of the sale are enough to maintain their lifestyle and/or achieve their financial goals

Before the client sells the business and wants help figuring out: Do I have enough money? What should I do with the money? What do I need to know to make the best decisions for myself and my family?

We serve our clients as their Financial Head Coach which means we coordinate the services of all professionals. This helps them consolidate fractured advice before, during, and after a M&A transaction.

Your client needs to leverage their personal balance sheet to create liquidity or your client needs to put a post liquidity plan into place.

You have clients with complicated financial situations who need pre-transaction planning for them and their family.

Your clients are interested in the sale of their business and would like guidance prior, during and after the sale to ensure their goals are met in the most efficient way possible.

You need bank financing for a company based in New England with under $200MM in revenues. We provide financing for M&A, equity recaps, leverage cash flow deals and traditional business needs.

You, or someone you know or are working with, are either exploring the potential sale of a business or would like counsel as to how to begin the process, including positioning the business for future sale.